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7 investment plans that can help you grow your capital with low risk and good performance. If you are looking for investment plans that will offer you high returns in 2024, you may be interested in learning about some of the safest and most profitable options the market offers.

Profitable options for Investment Plans

High Yield Savings Accounts

Are bank accounts that offer a higher-than-average interest rate.

This is a very safe option. Your money is protected by the Federal Deposit Insurance Corporation (FDIC) up to $250,000.

The advantage of these accounts is that they allow you to easily access your funds when you need them. Without penalties or constraints.

The average return on these accounts is around 2%. It may seem low compared to other options, but it’s still a great deal considering the level of risk.

Certificates of Deposit (CDs)

Fixed income securities that guarantee you a set interest rate for a specific period of time.

This is a more profitable option than savings accounts, but also more restrictive, as you have to leave your money locked up until the CD expires.

If you withdraw your money early, you will have to pay a penalty. CDs are also FDIC protected up to $250,000, making them very safe.

The average yield on CDs varies depending on the term and interest rate, but can be as high as 3% or more.

Bonds in Investment Plans

Debt securities issued by public or private entities that undertake to repay you the capital lent plus interest at a given maturity.

Bonds can be short, medium or long term, and can have a fixed or variable interest rate.

They are generally considered safe investments, as they have low volatility and good reliability.

However, the yield on bonds depends on the issuer’s credit risk and market conditions.

Bonds with a high rating offer a lower return, but greater security, while bonds with a low rating offer a higher return, but greater uncertainty.

The average yield on bonds can range from 2% to 6% or more.


Collective investment vehicles that pool money from different investors and invest it in a variety of assets. Such as stocks, bonds, commodities, real estate, etc.

Funds can be active or passive, depending on whether they are managed by a manager trying to beat the market. Or whether they track a benchmark index.

Can also be open-ended or closed-ended, depending on whether or not they allow investors to enter and exit the fund freely.

They are diversified investments, as they allow you to access different sectors and markets with a single operation.

However, funds also incur management costs and commissions that can eat into your earnings.

The average return of funds depends on the type and strategy of the fund, but can range from 5% to 15% or more.

Actions in Investment Plans

Shares are shares owned by a company that give you the right to participate in its profits and growth.

Stocks are high-yield investments, as they can offer you gains both in terms of capital appreciation and dividend distribution.

However, stocks are also high-risk investments, as they are subject to strong price fluctuations and unexpected events that can affect the company’s performance.

The average stock return depends on the industry and the quality of the company, but can range from 10% to 20% or more.

Alternative investments and cryptocurrencies

Unconventional investment options that can offer you exceptional returns, but also very high risks.

Alternative investments include assets such as art, wine, diamonds, precious metals, charities, etc.

Cryptocurrencies are digital currencies based on a decentralized technology called blockchain, which guarantees the security and transparency of transactions.

Alternative investments and cryptocurrencies are very speculative investments, as they do not have clear regulation, guaranteed liquidity, objective evaluation or consolidated history.

The average return on these investments depends on market supply and demand, but can range from 50% to 100% or more.

Real estate

Tangible investment that allows you to purchase or rent residential or commercial properties.

Real estate is a long-term investment, as it requires a significant financial and time commitment.

However, real estate can offer you high returns, as it can generate steady cash flows through rentals and capital gains through property appreciation.

It is also a relatively safe investment, as it has a low correlation to the stock market and stable demand.

The average return on real estate depends on the location and type of property, but can range from 8% to 12% or more.

Investment plans

As you have seen, there are several investment plans that can offer you high returns in 2024.

However, you must keep in mind that each investment plan has pros and cons, and that your risk profile, goals and horizon time must be in line with the chosen plan.

Additionally, you should always diversify your portfolio to reduce your overall risk and increase your chances of success.

Remember that there is no perfect investment plan for everyone, only the one best suited to you.

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